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Personal Investments


Registered Education Savings Plan (RESP) is a great way for you to save for your children, or grandchildren’s post-secondary education. A post-secondary education is the greatest gift you could give a child. One major benefit about RESP’s is that the money you put into this plan is tax-sheltered so long as it remains in the plan. It is also a great way to take advantage of the governments contribution of twenty percent up to a maximum of $500.00 per beneficiary, per calendar year to a lifetime maximum of $7,200.00.


A Registered Retirement Savings Plan (RRSP) is a plan that is generally used for individuals to save for retirement, and it is registered with the Canada Revenue Agency. Once you set up a RRSP, you can then begin to make contributions. This plan allows you to protect the money within it from being taxed, so long as the money is in the plan. This plan also provides an incentive for you to save for your retirement.


A Tax-Free Savings Account (TFSA) is a tool to help you save money by making contributions. Once you open your own TFSA, any additional funds earned on the investment will not be taxed. This account allows you to withdraw your funds in the future, and there are no restrictions in terms of how withdrawals are used.

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